Title Quotes Web App
Home purchase closing day is a jubilant event. Experts in the title insurance and settlement services sector assist buyers to conclude transactions confidently.
Comparing IPEN, RON, RIN and Traditional Notarization
Adopting innovative tech tools for notarizations has perplexed many, including Notaries. We have remote online notarization (RON), distinct from in-person electronic notarization (IPEN) and remote ink-signed notarization (RIN).
Protect Against Wire Transfer Fraud
Members go to great lengths to protect consumers from wire transfer fraud when buying and selling property.
Our Title is Protection
Discover title insurance's crucial role in protecting your substantial investment. For decades, title professionals have ensured each property purchase is secure, providing worry-free real estate ventures.
5 Reasons You Need Title Insurance
Join us for a concise and eye-opening video that simplifies the complex world of real estate transactions. In just a few minutes, we'll highlight five compelling reasons why title insurance is an indispensable tool in securing your property rights.
What is Title Insurance?
Want to buy a house? Most of the time you will need to have title insurance! In most cases, the lender will require title insurance to help reduce the risk of issuing a loan for a property. This video explains title insurance in a simple, easy-to-follow animated video.
Title Insurance and Settlement Company Best Practices
ALTA seeks to guide its membership on best practices to protect consumers, promote quality service, provide for ongoing employee training, and meet legal and market requirements.
Title insurance is a form of indemnity insurance that protects against financial loss from defects in title to real property. It covers the insured party for any claims and legal fees that arise out of such problems.
You need title insurance to protect your investment from problems connected to the home’s title that were not discovered in the public records check conducted during the title search. These issues can include things like previous claims, liens, encumbrances, fraud, forgery, etc.
The cost of title insurance depends on the value of your property, the state you live in, and the insurance company’s rates. Generally, it’s a one-time fee paid at the closing of the real estate transaction.
Yes, you have the right to choose your own title insurance company. It’s recommended to shop around and compare services and fees to ensure you’re getting the best deal for your needs.
A lender’s title policy protects the financial interest of the mortgage lender, while the owner’s policy safeguards the homeowner’s investment in the property. Both policies are issued at the time of purchase, but the lender’s policy amount decreases as the mortgage is paid down and ends when the mortgage is fully paid.